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Distribution

Distribution

Todd demonstrates how spending down portfolio assets faster while purchasing life insurance with some of the spend-down can:

  • reduce taxes,
  • create more net spendable income, and
  • increase assets to heirs. 

Also discussed:

  • how a reverse mortgage can provide benefits for both the client and heirs;
  • how life insurance can be a “permission slip” to spend down assets in a more advantageous way;
  • why you should “build” the calculator with the client rather than explain a completed illustration.

How to show different payout timeframes on Distribution

Distribution Calculator

Distribution Calculator Archives

Real Estate

Real Estate

Learn how to determine the rate of return (ROR) on both investment real estate and a primary residence. This calculator also shows the potential for an increased rate of return if one borrows against their life insurance cash value for the down payment.